HBL Mobile

HBL Mobile is your personal banking assistant right in your pocket. Design by Habib Bank Limit (HBL) this app brings the bank to your smartphone making it easier than ever to manage your finances no matter where you are. You can check your account balance over breakfast pay your electricity bill on the go or send money to family in seconds. HBL Mobile empowers you to do it all. It is simple secure and built with everyday life in mind.

From young professionals to busy parents and small business owners HBL Mobile fits into your lifestyle. You no longer need to visit a branch or stand in line. With just a few taps you can take control of your money transfer funds pay bills recharge your phone manage your debit or credit cards and even book tickets or donate to charity.

Data Safety & Security

Your financial security is HBL’s top priority. The app uses multi layer protection

• End to end encryption for all transactions
• Biometric login (Fingerprint & Face ID)
• 2-factor authentication (OTP via SMS/email)
• Secure PIN base access
• Compliance with Pakistan’s regulatory frameworks (SBP guidelines)

HBL Mobile does not share your personal or financial data with any external parties without your consent.

Key Features & Benefits

Account Management

• View real time account balances and transaction history
• Download e statements instantly
• Track mini statements and pending cheques

Fund Transfers

• Transfer funds to HBL and other banks via IBFT
• Add/manage beneficiaries with ease
• Schedule future payments and standing instructions

Bill Payments

• Pay utility bills (WAPDA, SNGPL, KE, PTCL, etc.)
• Mobile top ups for all networks
• Internet TV and education fee payments

Card Services

• Activate, block/unblock, or set limits on your HBL Debit or Credit Cards
• Request new cards
• Report lost/stolen cards immediately

Lifestyle & Ticketing

• Book airline and bus tickets directly
• Purchase cinema tickets
• Donate to verify charities and foundations

Branch & ATM Locator

• Use built-in GPS to find the nearest HBL ATM or branch
• View operating hours services and directions

Customer Support

• Raise support tickets from within the app
• In app live chat with HBL representatives
• 24/7 helpline integration

How to Use HBL Mobile

1. Download & Install

Search “HBL Mobile” on Google Play or the Apple App Store and download the app.

2. Register Your Account

• Enter your HBL account number or CNIC
• Verify via OTP sent to your registered mobile number
• Create your login PIN or enable biometrics

3. Start Banking

Log in to access your dashboard. You can now view balances pay bills transfer money or manage your profile securely.

FAQs

Q: Who can use HBL Mobile?

A: Any HBL customer with an active account can register.

Q: Is it safe to use?

A: Yes, the app follows strict banking security protocols.

Q: Can I use it internationally?

A: Yes, if you have internet access and an active mobile number.

Q: What if I forget my PIN?

A: Use the “Forgot PIN” option on the login screen to reset securely.