Monzo Bank

Monzo is not a traditional bank forced into an app. It is a fresh way of managing money built to give you clarity and confidence. Everything inside Monzo is designed to help you feel in control. You get instant updates every time you spend and simple tools that make saving automatic. No need to wonder where your money has gone because Monzo shows every purchase clearly sorted into categories.

Data Safety

• Bank level protection with every payment secured by encryption

• Biometric logins through Face ID and fingerprint unlock

• Real time fraud alerts so you know the moment something looks suspicious

• Privacy first with no selling or sharing of your personal data

Key Benefits

• Instant notifications so you always know when money leaves your account

• Smart budgeting that shows where your money goes and helps set monthly limits

• Savings pots to separate money for holidays bills or emergencies

• Travel friendly payments with no hidden fees and fair exchange rates abroad

• Bill splitting with friends made quick and stress free

• Support that never sleeps with real people available through the app every hour of the day

• FSCS protection that secures eligible deposits up to £85,000

How to Use Monzo

1. Download Monzo from the Play Store or App Store

2. Sign up with your details and complete identity checks

3. Get your free Monzo debit card delivered to your door

4. Add money or move your salary and bills to Monzo

5. Start spending saving and managing everything with real time updates

FAQs

Q: Is Monzo a real bank?
Yes Monzo is a fully licensed UK bank regulated by the Financial Conduct Authority

Q: Can I use Monzo abroad?
Yes you can spend worldwide without extra fees on card payments

Q: How safe is my money?
Your money is secured with industry standard technology and FSCS protection up to £85,000

Q: Can I get my salary paid into Monzo?
Yes you can make Monzo your main bank account and have your salary and direct debits handled there

Q: Does Monzo have hidden charges?
No the standard account is free and premium upgrades are optional