OPay

OPay is more than a mobile wallet. It is a complete financial companion that helps you send money to loved ones, recharge airtime, pay utility bills and shop online with ease. Designed for speed, security and simplicity, OPay brings financial freedom to your fingertips. With millions of active users, OPay is reshaping the way people handle money. It provides both cashless convenience and physical agent support so financial services are accessible anytime and anywhere.

Data Safety

• All transactions are protected with advanced encryption

• No financial details are shared with third parties without permission

• Users can control privacy and manage permissions directly in the app

Benefits

• Convenience – Pay bills, recharge airtime and send money in one place

• Speed – Enjoy instant transactions every day including weekends and holidays

• Accessibility – Works seamlessly with banks and a wide network of OPay agents

• Security – Multi-layer protection and 24/7 fraud monitoring keep your money safe

• Rewards – Earn cashback and enjoy exclusive promotions on selected services

How to Use

1. Download OPay from Google Play or the App Store

2. Sign up with your mobile number and create a secure PIN

3. Add money to your wallet through bank transfer, debit card or OPay agents

4. Start making payments, transfers and purchases with ease

FAQs

Q1: Is OPay free to use?
Yes, registering an account is free though certain services may include small fees

Q2: How do I fund my wallet?
You can add money using bank transfer, debit card or through OPay agents

Q3: Can I withdraw cash from OPay?
Yes, withdraw money through OPay agents or transfer directly to your bank account

Q4: Is my money secure with OPay?
Yes, OPay uses bank-level encryption along with real-time fraud detection to ensure safety

Q5: Can I use OPay without internet?
Most features require internet but USSD options are available for selected transactions